Financial Policy

All co-pays and deductible are due at the time of service. We will also collect all previous outstanding patient balances at the time of your visit. Additional fee of $20 may be charged to your account if your co-pay is not paid at the time of service. If you have no insurance coverage, payment is due at the time of services. It is your responsibility to know your deductible status. If you do not know your deductible status, please check with your insurance company prior to your visit. We accept cash, check, and all major credit cards. There is a $25 fee assessed for all checks returned unpaid by banks.

Insurance Card and Photo ID, must be presented at each visit. If none is supplied, you may be asked to pay for services upfront, until proof of Insurance is given.

Keep in mind that your insurance policy is basically a contract between you and your insurance company. As a service to you, we will file your insurance claim if you provide us with the correct information and assign the benefits to the physician.

It is your responsibility to inform us in a timely manner of any changes to your billing and insurance information. If an insurance company denies payment for incomplete or wrong information, it is your responsibility to make payment in full. Please be aware there is a time limit on how long we have to file insurance claims. If we miss the deadline because you did not provide us with the correct information, you will be responsible for payment in full.

If your insurance company requires a referral form or authorization, it is your responsibility to obtain this from your primary care provider or insurance company prior to your appointment.

Clinic Sofia OBGYN participates with many, but not all insurance plans. It is your responsibility to contact your insurance company to verify that we participate with your plan.

If your insurance company does not pay the Clinic Sofia within a reasonable period, the balance becomes your responsibility. We may require your assistance if we are trying to resolve non-payment issues with your insurance company. It is your responsibility to pay the bill. We are not providing medical services to your insurance company; we are providing them to you.

You are responsible for any and all portions of the bill denied or not covered by your insurance plan. Patient account balances are due within 30 days of receipt of the billing statement.

If you have an outstanding balance over 60 days old and have failed to make payment arrangements, your account will be turned over to a collection agency. You will then be permanently terminated from Clinic Sofia due to non-payment. If you account is transferred to a collection agency a additional fee of $100 will be added to your account.